Financial Planning Consultant Boise ID

Financial Planning Consultant Boise ID

Should I Pay Off My Mortgage Now?

Posted by on Aug 13, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Estate Planning, Financial, Financial Advisor Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID, Retirement | Comments Off on Should I Pay Off My Mortgage Now?

To Pay or Not to Pay – that is a dilemma facing many Baby Boomers today. As retirement is approaching, do you pay off the mortgage or not? You are 3, 5, 10 years away from retirement. And you have 5, 10, 15 years left on your mortgage. Do you pay the mortgage off early? If so, which bucket of money do you use? In interest of full disclosure, this financial advisor prefers retirees to be debt free at retirement.  Less cash flow is required for monthly expenses which is less strain on investments. In a market downturn, retirees sleep better in a debt free home. However, being mortgage free may...

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How Much Life Insurance do You Need

Posted by on Aug 6, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Estate Planning, Financial, Financial Advisor Boise ID, Financial Planner Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID, Retirement | Comments Off on How Much Life Insurance do You Need

It is an important questions when considering life insurance: “How Much Life Insurance do I need?”  Watch the video and get help to see how life insurance needs today may be different tomorrow. This video is by Ohio National Financial Services.

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Are you Living Your Life on Purpose?

Posted by on Jul 15, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Estate Planning, Financial, Financial Advisor Boise ID, Financial Planner Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID, Health, Live Life to the Fullest | Comments Off on Are you Living Your Life on Purpose?

Are you Living Your Life on Purpose?   Once a year, I take a few moments to evaluate ‘How am I doing in life?’ I look at each area of my life – relationship, health, financial, spiritual, family and pleasure. I score each area on my level of satisfaction on a scale of 1 to 10. I envision these categories in a wheel –     As I score them, some are satisfactory – 8 or above. Others are moderate, 6-8. Some stink and are on the low end like 3-4. When I envision my life in a wheel, I can see the areas I am flat.  And like a wheel on a car or bicycle, a flat side makes for a bumpy ride. It doesn’t...

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How Will You Practice Your “ART” in Retirement?

Posted by on Jun 25, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Financial Advisor Boise ID, Financial Planner Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID, Retirement | Comments Off on How Will You Practice Your “ART” in Retirement?

How Will You Practice Your “ART” in Retirement? A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees. But the surprising reality is that a life of unstructured leisure can create stress, strain spousal relationships, and lead to feelings of uselessness and depression. When today’s successful retirees stop working, they learn the “ART” of...

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China and Your Checkbook

Posted by on Jun 4, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Current Events, Financial, Financial Advisor Boise ID, Financial Planner Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID | Comments Off on China and Your Checkbook

China and Your Checkbook   Is the trade war with China going to impact your pocket book? Depends on what you are buying. If you are building a home or remodeling, you will see increased prices over last year for doors and crown molding. Products packaged in aluminum cans have seen cost increases. Questions is how much is absorbed by the manufacturer and how much is passed on to consumers. Farmers are feeling a direct impact of trade wars which will have a ripple effect. We are about to enter a second round of tariffs applied to Chinese products. China’s response is to impose their own round...

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4 Ways to Feel More at Home in Your Home

Posted by on May 14, 2019 in Certified Financial Planner Boise ID, Certified Senior Advisor Boise ID, Financial Advisor Boise ID, Financial Planner Boise ID, Financial Planners Boise ID, Financial Planning Consultant Boise ID, Financial Services Advisors Boise ID, Live Life to the Fullest | Comments Off on 4 Ways to Feel More at Home in Your Home

4 Ways to Feel More “At Home” in Your Home Do you feel “at home” in your home? Your home is often the biggest financial purchase you’ll ever make. But is it also giving you the emotional payoffs you hope for? Your home is an important part of your financial plan because we have to consider your rent or mortgage, utility bills, maintenance, and taxes as part of your monthly and long-term financial picture. But to get the best life possible with the money you have, your home should also be a safe place that makes you feel comfortable and relaxed. Here are four things to consider...

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